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Loyalty Club PLC
TEDS wallet

Understanding pending vs available TEDS

Your wallet shows ONE balance — actually settled + pending summed. Pending exchanges show in your transaction list.

2 min readUpdated 1 May 2026

The TEDS wallet shows one number labelled Available Balance. Internally it’s the sum of two fields, but you don’t see them separately.

What you see

The Wallet page (/teds/wallet in the app) displays:

  • A single Available Balance number (with its £ equivalent below).
  • A list of recent transactions.

That’s the headline number. Behind the scenes it’s tedsBalance + madTedsBalance summed — but the wallet UI doesn’t expose the split.

Where pending shows up

Open your transaction list. Some rows have types like:

  • stamp-exchange-pending — you exchanged a stamp for TEDS, but the partner’s wallet was insufficient when it happened.
  • reward-exchange-pending — same for a completed reward.

These pending rows are still credited to your balance (they show as Earned with a green +). The "pending" part means the partner needs to top up before the transaction fully settles on their side.

Why this matters

For most members it doesn’t — your headline balance includes everything you’ve earned. The distinction only matters if you’re trying to understand why a partner’s side hasn’t shown the exchange as completed yet.

What we don’t document at v1

  • A specific deadline for pending exchanges to clear — the wallet UI doesn’t spell one out.
  • Whether the headline number ever drops because of a pending reversal — not visible in the audited code.

In one sentence

Wallet shows one summed "Available Balance"; pending exchanges show as *-pending rows in your transaction list, still credited to you.

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